Medicare Overview
Medicare provides protection against the costs of many health care services, but traditional Medicare has relatively high deductibles and cost-sharing requirements and places no limit on beneficiaries out-of-pocket spending for services covered under Parts A and B. Medicare does not pay for some services that are important for older people and people with disabilities, including long-term services and supports, dental services, eyeglasses, and hearing aids. The Medicare progr
What Medicare Doesn't Cover
Medicare doesn't cover everything. If a Medicare beneficiary needs certain services Medicare doesn't cover, they will have to pay for those services themselves unless they have other insurance or they are in a Medicare health plan that covers them. Even if Medicare covers a service or item, they generally have to pay their deductible, coinsurance, and copayments. Some of the items and services that Medicare doesn't cover include: Long-term Care in a nursing home Most dent
Medicare Part A Hospital Benefits
Here is how Medicare Part A works when a Medicare beneficiary enters a hospital In general, Medicare Part A covers: Medicare Part A (Hospital Insurance) covers hospital services, including semi-private rooms, meals, general nursing, drugs as part of their inpatient treatment, and other hospital services and supplies. This includes the care they get in the following facilities: Acute care hospitals Critical access hospitals Inpatient rehabilitation facilities Long-term
Skilled Nursing Home Benefits
Original Medicare offers some benefits for Skilled Nursing Care provided in a skilled Nursing Facility. Unfortunately, few people understand what skilled nursing is. First, they should know that Skilled Nursing care is not Custodial Care: Nurses that ONLY help them get in and out of bed, feed them, bathe them, help them put on their clothes or use the bathroom are providing custodial care. Medicare does not cover Custodial Care. What is Skilled Nursing? Skilled Nursing is bas
