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Medicare Part A Hospital Benefits

 

 

Here is how Medicare Part A works when a Medicare beneficiary enters a hospital 

 

In general, Medicare Part A covers: Medicare Part A (Hospital Insurance) covers hospital services, including semi-private rooms, meals, general nursing, drugs as part of their inpatient treatment, and other hospital services and supplies. This includes the care they get in the following facilities:

 

 Acute care hospitals

 Critical access hospitals

 Inpatient rehabilitation facilities

 Long-term care hospitals 

 

Medicare Part A also includes inpatient care as part of a qualifying clinical

research study and inpatient mental health care given in a psychiatric hospital or other hospital. What are their out-of-pocket hospital costs with Medicare Part A?

 

 Days 1 – 60: They must pay the Initial Hospital Deductible

 Days 61 – 90: They must pay a daily coinsurance.

 Days 91 and beyond: These are considered their Lifetime Reserve Days. They must

pay a daily coinsurance. The maximum number of Lifetime Reserve Days that they can utilize is 60 days during their lifetime.

 If a hospital stay extends beyond their lifetime reserve days they will have to

pay all of the costs

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This website is a private website and is not associated, endorsed or authorized by the Center for Medicare and Medicaid Services, nor do we claim to be. This site contains basic information about Medicare Supplement insurance for people with Medicare. If you would like to find more information about the Medigap program, please visit the Official US Government Site located at www.medicare.gov.